Charles Farrell Jr. on Bankruptcy & Boxing

Bankruptcy & Boxing

“A champion is someone who gets up when he can’t.”—Jack Dempsey.

If you have taken the time to check out my bio page, you will have seen I am a fan of boxing. It may seem like a stretch to you, but believe me when I tell you boxing and bankruptcy have more in common that you think.

To me, the best boxers keep a small training camp to help them stay focused. In boxing, there are only three people in the corner between rounds: the fighter, the trainer, and the cutman. Trainers provide guidance, motivation, information, and a game plan. A cutman provides immediate first aid, a job that requires training and discipline. Here at Charles Farrell Jr LLC, you have a team: you, me, and my assistant Ashley. We keep our office small on purpose in order to stay focused on our clients. It’s my job to guide you, teach you about your bankruptcy, help prepare your budget and schedules, and to prepare a plan to help you get your life back. My assistant is trained to provide you with immediate help and exceptional customer service. It’s your job to decide that you want to take action. As the famous trainer Cus D’Amato said, “To see a man beaten not by a better opponent but by himself is a tragedy.”

What we have found here at Charles Farrell Jr LLC is that when you’re facing financial problems, you are overwhelmed, not just with debt but with stress. That intense focus on your worries can distract you from your goal of getting your life back. But understand, the only time you fail is when you fall down and stay down.

At Charles Farrell Jr LLC, our reputation is our calling card. We believe in:

  1. Kindness and customer service
  2. No homework—you will not be overwhelmed by paperwork or questionnaires
  3. A comfortable and relaxed setting to discuss your goals

You simply need to provide our office with:

  • A credit report (which we can pull for you)
  • Your recent paystubs (if you have worked in the last 6 months)
  • Your last filed tax return (if you are required to file taxes)

It all starts with a free initial consultation here at The Law Office of Charles Farrell Jr LLC. It’s here that we discuss what you want to accomplish in your bankruptcy and we establish whether we feel comfortable working together as a team. There is a rhythm to customer service and it comes from mutual respect. The relationship you establish with your bankruptcy attorney is important because it lasts a long time. The greatest boxer of all time, Sugar Ray Robinson, once said, “Rhythm is everything in boxing. Every move you make starts with your heart, and that’s in rhythm or you’re in trouble.” It’s your heart, your desire to take your Life back, that leads you to file for bankruptcy protection, and it’s staying in rhythm with your attorney and the Court that makes your case work.

Most of the work that goes into a bankruptcy case is done here at Charles Farrell Jr LLC before you ever go to a court hearing. It’s preparing your petition, schedules, statement of financial affairs, and median income/means test. These are all things that we do for you based on the information you provide and that we review with you prior to you filing for protection. “The fight is won or lost far away from witnesses—behind the lines, in the gym and out there on the road, long before I dance under those lights.”—Muhammad Ali.

That’s enough for today but here is a final thought that you will understand if you’re overwhelmed with bills:

“When I was a young fellow I was knocked down plenty. I wanted to stay down, but I couldn’t. I had to collect the two dollars for winning or go hungry. I had to get up. I was one of those hungry fighters. You could have hit me on the chin with a sledgehammer for five dollars. When you haven’t eaten for two days you’ll understand.”—Jack Dempsey

Fueled by 3 cups of coffee and YouTube videos of my favorite boxer, Marvelous Marvin Hagler


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