When you’re suffering from crippling debt, it can be difficult to ask for help. When you do decide to contact a bankruptcy lawyer in hopes of improving your financial situation, you want someone who’s going to make things better, not worse. As a debt relief agency, we’re here to help you improve your financial situation so you can feel in control of your finances — and your life — again.
Sometimes, debt can be crushing and lead you to filing for bankruptcy. When that happens, it can be scary and overwhelming.
You’re already dealing with so much — you just want to be heard and fix your finances! At our debt relief agency, we believe you deserve to be treated with compassion and guided to the best debt relief option that works for you. With over 20 years of bankruptcy law experience, we’ll help you find relief from the burden of debt and see the light at the end of the tunnel.
We opened our debt relief agency because we wanted a different approach to helping people find relief from the burden of debt.
Our goal is to alleviate the fear most people have of attorneys being costly and difficult to understand, especially when it comes to bankruptcy. We aim to do things differently and take the discomfort out of speaking with a professional. So instead of a stuffy office where everyone seems too busy or important to assist you, you can expect a warm office filled with friendly people ready to help you improve your financial situation (and we only wear suits in court!).
We help people file for bankruptcy relief under the Bankruptcy Code. We primarily serve the following counties in Georgia:
It’s important to have a thorough discussion of all your assets with your bankruptcy attorney so they can advise you as to which assets are protected and which assets are likely to be sold. This type of relief is best in situations where an individual has few assets, low income, and the majority of their debts are unsecured, such as credit cards, medical bills, and monies owed after a repossession or foreclosure.
Without having to liquidate your assets, a plan is proposed to pay a portion of your debts out of future income, with you and your assets being protected from creditors while making payments to a trustee. Such payments will be on more favorable terms, such as possible lower interest rates and reduced payments. This type of relief is available to individuals with a regular source of income; it can help them save money and focus their income on more important assets, like their house or car.
Bankruptcy can provide immediate debt relief by stopping creditor harassment, collections calls, garnishments and lawsuits, repossessions, and foreclosures. It can also help wipe out judgments and credit card, medical, and repossession debts. Charles Farrell Law is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. We primarily serve the following counties in Georgia: Lowndes, Ben Hill, Berrien, Brooks, Clinch, Colquitt, Cook, Echols, Irwin, Lanier, Thomas, Tift, Dougherty, Lee, and Worth.